Dubai: Are Golden Visa Holders Required to Renew Their Health Insurance Annually?

Question: As a Golden Visa holder in Dubai, am I required to renew my insurance, as well as my family's, on an annual basis?

Answer: In response to your inquiry, the Dubai Health Insurance Law applies to all residents, including Golden Visa holders. According to Article 11 of Law No. (11) of 2013 Concerning Health Insurance in the Emirate of Dubai, a sponsor is required to provide health insurance for themselves and their dependents, if they are not covered by an employer. The sponsor must bear the cost of health insurance and cannot pass this cost on to the beneficiaries.

Key obligations of the sponsor under this law include:

1. Enrolling sponsored individuals in health insurance if they are not covered by an employer.
2. Covering the cost of health insurance without charging the beneficiaries.
3. Ensuring the health insurance remains valid for the duration of their residence or visit.
4. Paying for emergency medical services for individuals who do not have health insurance.
5. Providing a health insurance card to sponsored individuals.
6. Submitting a health insurance policy when renewing or issuing residence or visit permits.
7. Complying with other relevant regulations set by the Dubai Health Authority (DHA).

Therefore, as a Golden Visa holder, you are required by law to renew your health insurance, as well as that of your family members, each year.

Applicable Law:

• Law No. (11) of 2013 Concerning Health Insurance in the Emirate of Dubai.

News Source: Khaleej Times