The UAE’s banking and financial sector continues to operate with strong resilience and stability, according to Khaled Mohamed Balama, Governor of the Central Bank of the United Arab Emirates.
He confirmed that banks, financial institutions, and insurance companies across the United Arab Emirates are functioning normally and delivering services to customers nationwide without disruption.
Balama said the central bank has built a strong legacy over more than 53 years, guided by the leadership’s vision to safeguard the stability and strength of the country’s financial system. Despite ongoing geopolitical developments in the region, the UAE’s banking sector has maintained a consistent ability to adapt, grow, and reinforce the country’s reputation as a secure financial hub.
The governor highlighted that the sector continues to maintain strong financial fundamentals. The capital adequacy ratio currently stands at 17 percent, while the Liquidity Coverage Ratio exceeds 146.6 percent. Both figures remain well above regulatory benchmarks recommended by global supervisory authorities.
Total assets across the UAE banking and financial sector now exceed AED 5.42 trillion. Balama said this reflects the scale and resilience of financial institutions operating in the country and their ability to support economic activity under varying conditions.
He also confirmed that the country’s banking systems, payment networks, and national financial infrastructure are operating efficiently. These systems are supported by advanced operational and technological frameworks designed to ensure secure and uninterrupted financial services.
Balama noted that financial institutions in the UAE follow international best practices in risk management, business continuity planning, and stress testing. The central bank continues to monitor financial stability indicators closely and coordinate with relevant authorities to maintain operational readiness and safeguard the stability of the financial system.
News Source: Emirates News Agency
