Top 10 Best Health Insurance Companies in Dubai

Top 10 Best Health Insurance Companies in Dubai

Health insurance is one of the most important things a person must have in their lifetime. With the uncertainty and unpredictability of life, we never know when something could go wrong. That’s what insurance companies were made for; to provide you with financial help and security when you’re at your most vulnerable. Having health insurance ensures that you can receive necessary medical care without worrying about the high costs. It also gives you peace of mind knowing that you are protected against unexpected medical emergencies that could potentially drain your savings.

In Dubai, not only is it important, but it's mandatory to have health insurance. The government has made it a right for all citizens and residents, making sure that everyone has quality access to healthcare services when necessary.

Here are some of the best health insurance companies in the city to make sure you're always safe and covered!


MetLife stands as one of the best insurance companies in Dubai and in the Gulf. The award-winning Dubai-based insurer is in no doubt leading the insurance market in Dubai. Even 65 years after its establishment, the company remains respected and at the top. With a customer-focused approach and a variety of available packages, it is obvious to see why the brand has been in business for over six decades.

Some of the packages include:

  • Individual – providing life insurance, accident insurance, and medical care
  • SME's – pre-packaged offers and solutions made to help small and medium businesses
  • Corporate – providing help for group medicals

Each of these packages finances almost every medical field. Whether it’s vision or dental, disability, or cancer, MetLife has got you covered to make sure you don’t spend your life savings to trying save your life.

Location: Port Saeed

Office Timings: From 8:30 AM to 5:00 PM on Mondays to Fridays

Contact Number: 800-638-5433

Dubai National Insurance (DNI)

Operating since 1991, DNI was one of the first insurers on the market. The company offers a wide range of cost-effective insurance plans, both locally and internationally. Their health insurance specifically provides great protection for those who suffer from illnesses and don’t have the costs to cover their treatments and expenses.

Their packages include:

  • Diamond, Gold, and Silver for the UAE and all Arab countries
  • Essential Benefits Plan for the UAE and all Arab countries
  • Platinum plans for international countries (USA, Canada, etc..)

Each of these plans gives members huge coverage to help with medical expenses, where you can get insured for up to 750,000 AED! You can customize your plan based on your situation, whether you’re insuring yourself, your family, or your employees. Aside from healthcare, the trusted company also offers motor, home, and travel insurance.

Location: Sheikh Zayed Road

Office Timings: From 8:00 AM to 5:00 PM on Monday to Friday

Contact Number: 600-580-000

Gulf Insurance Group (GIG)

Previously known as AXA Gulf, this insurer is not only limited to Dubai, but rather to the entire MENA region, and even worldwide. Listed among the best insurance companies by Forbes Middle East, GIG has over 70 years of experience and can give you networks with over half a million medical centers around the world Their health insurance packages provide a wide safety net for the pesky expenses, from accidents to cancer treatments.

Location: Sheikh Zayed Road

Office Timings: From 9:00 AM to 7:00 PM on Monday to Friday, From 9:00 AM to 6:00 PM on Sunday

Contact Number: 800-292

Watania Takaful

Watania Takaful is a leading Takaful provider, positioned as the second largest Takaful provider and one of the top 10 insurers in the UAE. The company offers a comprehensive range of Islamic insurances products comprising of Motor, Technical or General Takaful Plans including Home, Personal Accidents, Travel, Marine, Engineering, Casualty & Liability, Warranty, Property, Office, General Accident, SME, as well as Medical and Family (life insurance) coverage plans such as flexible savings, investment, income protection, and pure protection.

Watania Takaful caters to both individuals and companies through a national network of full-service offices. It is a fully owned subsidiary of Watania International Holding, a DFM-listed investment holding company strategically positioned to capitalize on growth opportunities within the Takaful industry.

Head Office Location: The Galleries, Building 2, Level 13, Jebel Ali, Dubai

Office Timings: 7 days a week from 8 am to 7 pm

Contact Number: 800WATANIA (9282642)

Sukoon Health Insurance

The private health insurance company in Dubai offers a huge array of insurance plans for anyone anywhere in the world. Since its establishment in 1975, Sukoon has proved itself to be a respectable and reassuring insurance brand.

Their insurance packages include:

  • Select package, that covers up to 1 million pounds in regional countries for health checks and offers inpatient and outpatient benefits.
  • Premier Package, which covers up to 1 million pounds in worldwide countries, excluding the U.S., helps with basic checkups, vaccinations, and day-to-day health.
  • Elite package, which covers up to 3 million pounds in worldwide countries, including the U.S. It assists with maternity, therapies, and essential treatments.
  • Ultimate Package does not have an annual maximum spend and covers unlimited access to doctors, emergency care, cancer screenings, hospital rooms, and other exclusive benefits.

Location: Deira

Office Timings: From 8:00 AM to 5:00 PM on Monday to Friday

Contact Number: 800-4746

Salama Insurance

Salama Insurance is one of the world’s biggest Takaful companies, with decades of experience and award-winning services. Among their different insurance packages, like motor and travel insurance, you can find some excellent healthcare packages.

These include:

  • Essential Benefits Plan, which is for residents who earn under 4,000 AED a month. This plan provides them with emergency treatments, chronic illnesses, vaccinations, and countless other medical benefits for an affordable price.
  • Enhanced Benefit Plan, which includes different coverages including Silver and Gold. This plan covers you worldwide, offers routine health checkups, and has a flexible annual limit.

Location: Oud Metha

Office Timings: From 9:00 AM to 6:00 PM on Monday to Friday

Contact Number: 800-725-262


This trusted company has been based in Dubai for countless years. AIG’s health insurance makes sure you’re protected and covered in emergencies. They offer Hospital Cash Insurance, where they take care of hospitalization expenses for both accidents and sicknesses. Other AIG packages include:

  • Personal Accident Insurance provides coverage for accidental deaths, permanent partial or total disabilities, and even post-mortem expenses like burials and coffins.
  • Critical Illness Insurance offers coverage for treatments of critical cases like cancer, strokes, and heart attacks.

This insurance is also available 24/7, worldwide, making sure you’re always covered.

Location: Dubai Trade Center

Office Timings: 24/7

Contact Number: 04-509-6111


With decades of experience, Cigna Insurance is among the best insurance providers. With their packages, you can get access to over 5,000 healthcare providers all around the Middle East, 24/7.

Their packages include:

  • Family and Individual plans, which prepare you in case of any medical emergencies.
  • Businesses, provide customizable plans for all businesses, no matter their size.
  • Government, making sure residents’ wellbeing is put first.

Each of these plans covers inpatient treatments, chronic conditions, and access to the best healthcare treatments.

Location: One Central

Office Timings: 24/7

Contact Number: 04-362-0600

Takaful Emarat

This insurance company aims to become the leader in Takaful insurance. Established in 2008, Takaful Emarat is completely in line with Sharia law. The health insurance company in Dubai helps you cover all your needed medical expenses, with dozens of customizable plans. Their plans cover all medical fields, including optical, dental, and maternity, and offer worldwide coverage.

Location: Umm Al Sheif

Office Timings: From 9:00 AM to 5:30 PM on Monday to Thursday, From 8:00 AM to 12:00 PM on Friday

Contact Number: 600-522-550

Orient Insurance

Part of the Al-Futtaim Group, Orient Insurance provides insurance for only the best healthcare treatments. For decades, it has been a widely preferred choice for insurance in the country. They offer individual and group plans. Their individual plans help non-working residents in the UAE or their dependents. Their group plans are perfect for businesses and corporates. Both these plans cover an extensive range of treatments worldwide, including maternity needs, chronic illness treatments, and inpatient/outpatient benefits.

Location: Bur Dubai

Office Timings: from 8:00 AM to 5:00 PM on Monday to Friday

Contact Number: 800-674-368

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